AIA One Absolute – Full Protection

One calculation to cover unlimited diseases

Overview
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Product Overview

A first-in-market future-proof protection plan that determines your claims based on the severity of your medical journey, covering every disease and injury - even new diseases that haven't been discovered yet

Benefit term Up to age 85

Issue age 15 days to age 65

Download product brochure & other information

Brochure

Find out more about the calculation of your claim

Featured benefits

Independent objective assessment factors

Payment is based on objective assessment factors such as the form of surgery and treatment taken, and the severity of disability

Guaranteed renewal

Renewal premiums will not be raised as a result of any changes in the insured's health condition

Enjoy premium discount

Enjoy a permanent 20% discount on your standard premiums above a specified Sum Assured¹

Future-proof

Covers every disease and injury, and even new diseases which haven't been discovered yet

Payment of up to 160% of Sum Assured

Includes a maximum 120% of Sum Assured for Severe Condition Benefit and a maximum 40% of Sum Assured for Extra Benefit on Extremely Serious Condition

Clear and transparent

Our first-in-market single scoring table provides insights on your claim of disease and injury for greater peace of mind

Join

*Now and Instantly Get 10% Discount on the First Year Premium^ of your AIA Vitality Insurance Plan

Improve your health with various activities
Earn AIA Vitality points to upgrade your member status for more rewards

The higher status you reach, the higher premium discount** you will get

^ Only applicable to newly applied AIA Vitality insurance and subject to T&Cs

The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request a sample of policy contract before committing to the purchase. Please note the relevant product risks. This product can be purchased as a basic plan or as an add-on plan.

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AIA One Absolute – Cancer & Serious Infectious Disease Protection

Severity-based Health Protection

Premium Structure: Premium not guaranteed, yearly renewable / 5 years renewable to age 85
Covered Illness: Cancer, Carcinoma-in-situ and serious infectious disease considered as a PHEIC

Not initialised.

Notes

All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA.
You have the option to take up an AIA One Absolute – Full Protection as either a stand-alone insurance plan or as an add-on plan to specified basic plans.

Applicable to the standard premiums of this plan only.

* An annual membership fee will be charged for AIA Vitality and a member has to renew the AIA Vitality membership annually on time in order to maintain the membership and enjoy premium discount (if any) in the subsequent policy years. The membership fee of AIA Vitality may vary at any time without prior notice. Likewise, programme benefits may be added or removed without prior notice.

** Premium discount is only applicable to the standard premiums of selected AIA Vitality insurance products (including basic and add-on plans) and shall not apply to any extra premiums due to loading. In all circumstances, the premium discount will be calculated in accordance with the insured's AIA Vitality Status achieved on each policy anniversary. The policy anniversary of AIA Vitality selected insurance products and AIA Vitality membership anniversary may not be the same. For details and offers of AIA Vitality selected insurance products, please visit aia.com.hk/aiavitality.

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AIA One Absolute – Cancer & Serious Infectious Disease Protection

A first-in-market cancer protection that determines your claims based on the severity of your medical journey, while adding support for existing and unknown serious infectious diseases