Secure First

Extra security for a lifetime of accident protection 

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Product Overview

12-year premium payment plan with lifetime protection
Benefit term Whole life
Issue age 15 days to age 63

Download product brochure & other information

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Featured benefits

Cover for Accidental Death & Dismemberment

Provides a lump sum benefit in the event of the death or any injuries1 of the insured due to an accident

Permanent Total Disability Benefit

Offers a monthly payment of 1% of the Current Sum Assured for up to 100 months beginning from the 13th month if the insured is totally and permanently disabled due to an accident for 12 continuous months2

Double Indemnity Benefit

Doubles the sum assured for death, dismemberment or permanent total disability of the insured in specific accidental events

Cash Benefit

Provides a premium refund of up to 60% of Total Applicable Premiums according to the number of completed policy years if you surrender the policy, the policy lapses or is terminated in specific situations

Well-being Programme

Offers an annual medical check-up for 12 consecutive years, starting from the end of first policy year

Worldwide Emergency Assistance Services

Provides emergency evacuation and repatriation of remains3, and a 24-hour worldwide telephone enquiry service

The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request a sample of policy contract before committing to the purchase. Please note the relevant product risks. This product can be purchased as a basic plan.

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Here For You Refundable Accident Plus

Accident & Other Protections
For you
Available Online
  • Issue Age: Age 18 to 56 for Main Insured and Spouse; 15 days to age 17 for Child
  • Premium Payment Term: 8 years; Premium Refund: Up to 100% of total premiums paid
Not initialised.
Notes
 
  • All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA.

  • This plan can only be purchased as a basic plan.
  1. Applicable to any of the injuries listed in the Benefits Schedule for Accidental Dismemberment Benefit occurring within 180 days after an accident involving the insured.

  2. Applicable to the insured aged 18 or above.

  3. If the insured is a permanent resident of Hong Kong, Macau, or the People's Republic of China. The per life limit is up to HK$/MOP500,000 (under all policies held with us and AIA Company Limited covering the same insured).

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