AIA understands that everyone has their own aspirations and goals. Whether it's striving for a career, nurturing the growth of loved ones, or experiencing the wonders of life, we persistently go beyond for each and every one of you to fulfill different pursuits. As your trusted health and wealth partner, AIA is dedicated to helping you in cultivating a healthy lifestyle and accompanying you and your loved ones through every stage of life, so that you can fully embody the essence of "Healthier, Longer, Better Lives".


AIA provides comprehensive protection for you and your loved ones, covering different categories of insurance products, flexibly tailored to meet your needs.

  1. All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA. For complete product information of Voluntary Health Insurance Scheme, please refer to "Download Policy Contract" in related products webpage.

  2. Potential returns refer to the total internal rate of return. In the worst case scenario, the actual total IRR can be equal to guaranteed IRR which is 0.32% (USD policy) or 0.15% (HKD policy) at the end of the 100th policy year. Taking 5-year premium payment term and total premium of USD 500,000 or 5-year premium payment term and total premium of HKD 3,750,000, age 0, male as an example, as of 1 December 2023, compared with similar multi-currency savings insurance products provided by Hong Kong major insurance companies, the expected Total Internal Rate of Return (Total IRR) at the end of the 100th policy year of Global Power Multi-Currency Plan 3 is the highest.

  3. Tax deductions is one of the allowable deductions from assessable income, it does not equate to a direct deduction from total tax payable. For details of tax deductions, please visit Inland Revenue Department (IRD) of HKSAR website and consult your tax and accounting advisors for tax advice. 


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