Provides guaranteed cash value, plus guaranteed and non-guaranteed Monthly Annuity Payment
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Apply now to get 20% premium refund
Terms & conditions apply. Refer to the promotional leaflet for details.
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The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request for policy contract sample before committing the purchase. Please note the relevant product risks.
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Notes
- The above information is applicable to Hong Kong only.
- All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA.
- Life insurance policies are long-term contracts of insurance. Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid.
- You may apply to change the Annuity Payment Start Age once during the following period: (i) from the end of the 2nd policy year or when the annuitant reaches age 49 (whichever is later), to (ii) at least 30 days before both the originally and newly selected Annuity Payment Start Age, and the change is subject to the relevant terms and conditions.
- The death should occur on or after the commencement of the Annuity Period but before the policy terminates.
- The Unemployment Benefit and Terminal Illness Benefit are subject to the relevant terms and conditions.
- HK$60,000 is the maximum tax deductions per taxpayer per year for qualifying annuity premiums and MPF tax deductible voluntary contributions. For details on tax deductions, please visit the website of Inland Revenue Department (IRD) of HKSAR or contact IRD for tax related enquiries. You can also consult your tax and accounting advisors for tax advice.
