Serene Life series are eligible life insurance plans under the Policy Reverse Mortgage Programme
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Featured benefits
The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request a sample of policy contract before committing to the purchase. Please note the relevant product risks.
Limited-time offers
- Get up to 10% premium refund on 5-year, 10-year or 25-year premium payment term
Terms & conditions apply. Refer to the promotional leaflet for details.
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Notes
- The above information is for Hong Kong only.
- All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA.
- Life insurance policies are long-term contracts of insurance. Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid.
- For Serene Life, an one-off non-guaranteed Terminal Dividend will be provided upon policy surrender, death of the insured or policy termination after the policy has been in force for 3 years. For Serene Life (Annual Dividends), non-guaranteed Annual Dividends will be declared to your policy at least once per year starting from the end of the 3rd policy year, while an one-off non-guaranteed Terminal Dividend will be provided upon policy surrender, death of the insured or policy termination after the policy has been in force for 10 years.
- Offer of this benefit will be subject to our underwriting decision and exclusions.
